Q. I have completed 20 years of firefighter service covered by the Federal Employees Retirement System. I recently was medically disqualified for service due to a permanent medical condition. I am 48 years old — not old enough for voluntary retirement. I have applied for disability retirement. Can I change my disability retirement to a regular firefighter retirement once I reach 50? If not, when I turn 62 and my retirement is recalculated, will I get the 1.7 multiplier for the 20 years of fire service?
A. No, you can’t convert from disability retirement to regular retirement at age 50. And no, the enhanced multiplier won’t be used when your annuity is recalculated at age 62.