Q. I’ve been married for 17 years. How would I know if I was a beneficiary for my husband’s civil service pension? I know I’m covered with his medical insurance.
A. With two exceptions, federal law requires that you receive a survivor annuity if your husband dies. One exception would be if he was previously married and hadn’t changed the designation of beneficiary form to name you as the recipient of the survivor annuity. The second, if there is a properly filed court order assigning that benefit to a former spouse.