Postponed retirement

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Q. Can I take a postponed retirement with 30 years in if I haven’t reached my minimum retirement age?

A. No, you cannot. Because you aren’t old enough to retire, you could only resign and, when you reach your minimum retirement age, apply for a deferred retirement. If you did that, you wouldn’t be entitled to the special retirement supplement nor could you re-enroll in either the FEHB or FEGLI programs.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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