Browsing: Premiums

Health care premiums

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Q. My ex-husband is retiring from the post office and right now he covers our 21-year-old daughter on his insurance plan. Will he still be able to keep himself and her covered with the same cost he is paying now, or will the cost be higher?

Affordable health insurance options for USPS

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Q. I’m considering an early retirement from USPS. I currently have health insurance that costs me approximately $370 per month. It looks to me like I can actually get comparable coverage through the Obamacare site for less than my contribution to my current health insurance plan based on my projected income after retirement. Would I be eligible to receive the discounted health plan from the new government program? I know that I’m not eligible to participate now as an employee of USPS because my employer provides health coverage. After retirement, I can continue to receive health benefits through USPS but…

FEHB re-enrollment after disability

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Q. I have been approved for Federal Retirement Disability after having applied for it almost 15 months ago. I am receiving interim payments. I was separated from my federal position before I applied and could not afford to pay for COBRA benefits during the time I waited to be approved. When could I anticipate receiving my health insurance benefits back? How will they calculate my portion of the health insurance premium?

Medicare

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Q. Does my wife have to sign up for Medicare? If so, when does she have to sign up? And, if my wife does not sign up for Medicare, will she incur any penalty? Scenario: I am a working FERS employee and my wife still works. She is not a government employee. I have self-and-family Federal Employees Health Benefits coverage. I am not yet age 65. My wife will turn 65 this year.

Social Security and FEHB with FERS annuity

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Q. I will be 70 years old in October 2015. I understand if I wait to collect Social Security benefits until that time, my monthly benefit will approximate $3,030. As of August 2010, I started working for the federal government as a GS-13. I plan on retiring under FERS in September 2015, at which time I will have completed 60 months of continuous civilian service. I understand that my monthly FERS annuity will approximate $500. Is there any offset to either Social Security or FERS monthly annuity benefits based on receiving both of these benefits simultaneously? Assuming continuation of excellent…

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