Browsing: High-3

Q. I am a dual status military technician. I was hired as a GS-13 in October 2009. I began an active-duty military tour in January 2012 and will return to GS-13 in July. Provided I buy back the time while on leave without pay for military duty on this tour (as well as buy back five years of active-duty time served prior to GS-13 employment), will I be eligible for any GS retirement benefits if I leave the GS-13 job in January 2015? I have contributed 10 percent into my civilian Thrift Savings Plan and received a 5 percent employer…

Q. Will my high-3 (already met) computation for retirement purposes be affected if I accept a lower-grade job at another agency, say from Army to the Department of Homeland Security? Can an agency allow “saved pay” if I accept a lower-grade job?

Q. I have 23½ years of honorable military service and am receiving a retirement check from Defense Finance and Accounting Services for 10 years. If I enter federal service, do I have to stop my military retirement? If I retire after 10 years of federal service, would I receive two retirements: one for military service and one from federal service? Or would I receive one retirement check based on the high-3?

Q. I have read a number of articles noting the best dates to retire in 2014. For example, I have seen March 22 and Dec. 28. As a GS-13 FERS employee who will have about 32 years of service at age 61 as of Dec. 28, does it really make that much of a difference to wait until Dec. 28 versus March 22 (at which time I will already be 60) in terms of my FERS annuity? I have about 1,800 hours of sick leave, have been maximizing my Thrift Savings Plan contribution most of my career, and I was…

Q. I retired under the FERS disability provisions 16 years ago. I want to find out what portion of my monthly retirement benefit represents the special retirement supplement portion. At the time of my retirement, I had 16 years of creditable service. I am receiving about $1,900 per month, and I believe my calculation at age 62 would be times 1.1 percent. I will not be eligible for Social Security until age 62 and one month. Will I lose the supplement for one month?

Q. I am a 60 percent disabled veteran, so I earn a disability income. When I started work at the Postal Service, I bought my military time back so it would count toward retirement, so my service date is Sept. 1, 2001 (actually started in 2006). I am 46 years old now and I am looking to leave the USPS within three to four years. What options do I have for retirement? Could you explain deferred annuity and any other options available to me?

Q. I am a CSRS employee planning to retire in 2015. I’ll retire in May or September, depending on when a full year at my highest step will be included in my high-3.  September 2015 is the month of my 56th birthday, as well as the anniversary of my 38th year of federal service. I’ll receive my final within-grade increase in May 2014, after having been three years at the previous step. As far as high-3 is concerned, will one full year at the highest step be included in the high-3 on the anniversary of the WIGI in May, or on the anniversary…

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