Browsing: Disability retirement

Disability vs. early retirement

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Q. I am 51 years old and have suffered a stroke. I realize I could probably apply for FERS disability retirement, but I have a dilemma. I am buying back my military service time, but I have about five years to buy it all back. Which is better to apply for disability retirement or regular early retirement?

FEHB re-enrollment after disability

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Q. I have been approved for Federal Retirement Disability after having applied for it almost 15 months ago. I am receiving interim payments. I was separated from my federal position before I applied and could not afford to pay for COBRA benefits during the time I waited to be approved. When could I anticipate receiving my health insurance benefits back? How will they calculate my portion of the health insurance premium?

Qualifying for disability

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Q. I’m 47 and have been at my job for 28 years. I’ve been off work for nine months for major surgery on my shoulder. The doctor says I’ll never have full range again. Chances are I’m not gonna be able to perform my job. I’ve also suffered from severe depression for years with suicidal tendencies. I take medication for this and see a psychiatrist. Do I qualify for disability retirement? My shoulder, arm and strength will never be the same.

Dual status federal technician facing MEB

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Q. I am a dual status federal technician in the National Guard facing a Non-Duty Related Medical Board.  I am 51 years of age with 11 years of active duty time that I bought back, so now I have just over 20 years guard time for points and fed tech time for retirement.  I was told that since I’m over 50 with 20 years of creditable service that I would not get a disability retirement on the technician side with or without the medical evaluation board.  Is this true, or am I still eligible for disability retirement?

Disability and retirement

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Q. I am 50 years old. I did six years active duty which I have not paid back to get credit, and I have 24 years civil service.  I had a heart  attack two years ago. I have a stint and  defibrillator, but I am able to  work.  There is no way my boss would give me a positive disability letter. I have a little different outlook on life now. I’d like to travel, etc.  Luckily, I have a few hundred thousand in my Thrift Savings Plan. What are my retirement options, if any, right now?  I know I have…

CSRS retirement

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Q. I am a CSRS covered Title 32 Technician with 30 years’ service.  I am being involuntarily separated militarily due to failure to pass the PT test.  Due to the loss of my military status in the National Guard, I will also lose my technician position.  I am 53 years old.  Can I retire under CSRS and collect my retirement annuity immediately (with a penalty) or do I have to wait?

FERS and SS disability

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Q. Will my regular FERS retirement, when it exceeds FERS disability, be converted from disability to retirement?  Since I am on FERS disability, my tenure continues to run.  How will the supplemental SS portion of my FERS retirement be affected by the SSDI payment?  SSDI does not change until I recover or reach 65.

CSRS and Social Security disability

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Q. I was a federal worker covered by CSRS from 1975 to 1989. On leaving, I left my deposits there in the hope I would return. I did not, but I joined the reserves and worked the private sector. In 2008, I was discharged from the military. I was 53 when discharged.  I am considered unemployable by the VA and also receive Social Security Disability benefits.  There was a big hole in my Social Security deposit sheet the years I worked for the federal government and therefore receive a reduced SS  disability benefit. Since I am considered disabled currently, am I eligible…

When to retire on disability

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Q. I am 62 and have 7 years of service under FERS. My disabilities have worsened, and I must retire fairly soon.  I have some other income from a state pension that will help while I apply for SSDI, but I need to know when would be the best time to retire.  I do not believe my retirement will amount to more than enough to cover my life and health insurance with a little to spare according to a recent retirement estimate I received from HR.  So given that, is there a particular day of the month, being paid bi-weekly,…

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