Browsing: Postponed retirement

FERS postponed retirement

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Normal 0 false false false EN-US X-NONE X-NONE /* Style Definitions */ table.MsoNormalTable {mso-style-name:”Table Normal”; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:””; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:”Times New Roman”,”serif”;} Q. My wife just turned 57 and has a little more than 23 years of service. Her MRA is 56. I believe if she takes a postponed versus a deferred retirement, she will be eligible to get her full retirement annuity when she turns 60. What form should be filled out for a postponed retirement? I only see one for a deferred retirement. Normal 0 false false false EN-US…

Deferred/postponed annuity

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Q. Do I have any options for early retirement that will allow me to keep Federal Employees Health Benefits if I retire at age 52-55 with 20-23 years of service with a minimum retirement age of 57? I know I can take postponed, but then I lose FEHB. So I was wondering if there was any other way.

Postponing, deferring and unused sick leave

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Q. I intend to retire from government civilian service at age 60 under MRA + 10. At the time of my retirement, I will have 15 years of service. Accordingly, as I understand it, I will be eligible to defer or postpone my retirement annuity until age 62, thereby bypassing the age reduction penalty. Would I lose any of my accumulated sick hours (currently 1,200 hours) under either the deferred or postponed retirement programs?

MRA+10 and postponing annuity

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Q. I plan on separating from the government Jan. 10, 2015, at 56 years, six months and nine days old and postpone getting my annuity until June or July 2018, when I will be 60 years old. My service computation date is May 6, 1990. To accomplish this, my understanding was to submit an SF-52 with Section E filled out to resign and then, approximately 90 days before I wanted my annuity to start, submit a RI92-19 to apply. But I keep reading where I can retire under MRA+10 on a regular retirement form, and there is a way to…

FEHB into retirement

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Q. Reading some of the questions that are being answered, there is some confusion. Some say if you retire at your minimum retirement age, you will not be able to continue health care coverage, but you must wait to retire at 60 to be able to remain in program. Other answers have been you can have your health care coverage renewed when you reach 60 when you apply for your deferred annuity. Can you clear this up? If I retire at my MRA which is 56, will my health care coverage continue?

Changing from self and family to self only

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Q. My wife and I were both career federal employees. She left federal service a few years ago with FERS MRA+10. She postponed retirement until now to avoid the penalty. Just before leaving service, I changed my Federal Employees Health Benefits coverage from self only to self and family to cover her. She then terminated her coverage (had been covered more than five years continuously prior to that). When she starts retirement, she can enroll in FEHB self-only coverage. Can I also change my coverage to self-only at that time? Is her eligibility to continue FEHB coverage a qualifying life…

FERS early retirement

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Q. I have been told by the Office of Personnel Management that if I postpone my retirement until age 60, I would be penalized for every year I am under 62 and will not be eligible for the special retirement supplement. I am 59½ with more than 28 years in the Postal Service. Our facility is consolidating, and our jobs are at stake. I am a clerk and do not want a carrier position because of my health. I plan on retiring in February to reach my 60th birthday. If I don’t accept a carrier position, can I: 1. Take…

FEHB in retirement

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Q. When I reach age 56, I will have 20 years of federal employment. I realize I can retire at MRA + 10 with a reduced benefit of 30 percent. Can I defer or postpone my retirement to age 60, qualify under the 60/20 and not take a reduced benefit? Also, how does this affect my health benefits? Do I purchase my own health insurance and then re-enroll when I apply for my annuity?

FEHB and FEGLI

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Q. I turn 60 on Jan. 1, 2015.  I am a FERS employee who will have 20 years creditable service in January of 2014.  If I retire Dec. 13, 2014 (the end of a pay period) do I understand correctly that my Federal Employees Health Benefits and Federal Employees Group Life Insurance coverage will be extended for 31 days at no cost to me? I plan on postponing my annuity receipt until Jan. 1 (when I turn 60) to avoid the under-62 penalty.  Also, do I understand correctly that since my postponed annuity date will be Jan. 1 that my…

Transfer of function, annuity postponement, SRS and FEHB

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Q. Our Postal Service plant is going through a transfer of function. Jobs are being offered out of the area. If I refuse a position, I want to postpone my annuity until age 60 with more than 28 years of service. I have been told by human resources that if I postpone, I will not receive the special retirement supplement. Also, I will not continue Federal Employees Health Benefits during my postponement because of cost out of pocket but restart FEHB once my annuity begins at 60. Is this all possible?

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