Q: I reside in Hawaii and I’m a Civil Service Retirement System employee with the U.S. Postal Service. I’m eligible for full retirement. The recent Defense Authorization Act has an amendment concerning Territorial Cost of Living Allowance/Locality pay for civil servants in non-foreign areas outside the continental U.S. I have spent many hours researching this, but I cannot find an answer to the question of USPS/locality pay/TCola. How will this affect USPS employees in Hawaii? I understand some of it, but the key question is — since we will remain under the Tcola program, will it be included in calculations…