Q. I am a retired wildland firefighter (CSRS) and retired after 20 years in 2002. For part of my 20-year career, I had government health insurance. I voluntarily gave up insurance when I went from a 13-13 to a 6-20. Since I retired from the USFS, I have started a teaching career and was on that organization’s health insurance. I would like to get back on the government health insurance; can I?
Browsing: FEHB
Q. Can FEHB suspension be done only in retirement? How can suspension be done working as an active federal employee with Medicare and Tricare for Life? One may want to keep working for the government but not have to pay FEHB fees and use Medicare Part A with its fees along with Medicare Part B free and TFL benefits included due to being a military retire. Why would one want to have such overkill in health care benefits and costs? Could you explain the process in a scenario such as this, and could either a continuing active employee or a…
Q. I joined the Marine Corps in 1988, served until 1992 and bought back my deposit. I then worked under federal law enforcement — 6(c) coverage — until 2001, when I transferred to a non-6(c) covered position until 2004, with no break in service. I then immediately obtained a position under the 6(c) provisions with no breaks in service as a special agent and am still employed. I am 43 years old and will have 32 years of federal service at age 50. At what age can I switch to a non-6(c) position and still retire with the law enforcement/firefighter…
Q. I have 25 years of federal service and plan to retire in two years. I have carried the FEHB for my family for that time. My husband was a fed for 10 years, left for private sector and is now returning to the fed employment for probably another five-plus years before he retires. Before I retire, is there a benefit to putting our FEHB in his name? His company paid for dental insurance, which we will lose. We need this coverage (I have lots of dental expenses), so we will enroll in a federal dental plan — in his…
Q. I am a FERS employee with 22 years of service. I will have 30 years of service in eight more years and will also be 50. Can I retire with 30 years of service and collect (i.e., request an early retirement package)? I’ve read the deferred retirement, but my understanding is I would not be able to receive a pension until my MRA, 57.
Q. I entered federal service as a 1811 in 2001. I will reach 20 years of service in 2021 and would like to retire (at 20 years), but I will only be 46 years old. Can I retire with partial retirement and then, upon reaching age 52, receive full retirement benefits? OR am I required to have 20 years and minimum retirement age? I am confused as to when I can retire as an 1811.
Q. I left civil service with just shy of 21 years of combined time (bought back 14 years of military) in November 2011 at age 44 (1967). I did not withdraw any money from FERS, but I moved my TSP to an annuity. My intent was to just apply for a deferred retirement at age 62 to avoid penalties. However, if I returned to Civil Service before 62, how many years would I have to work to be eligible for full health benefits under FERS? I also assume that if I returned by age 47 and worked until 56, I…
Q. I left civil service employment (CSRS) with the Defense Department in 1994 due to base closure with 17-plus years of service at age 42. I elected to take a deferred annuity when I am 62 (next year). Will I be able to qualify for any FEHB plans when I start drawing my annuity?
Q. I have almost 33 years with the government and have FEHB, which also covers my wife and son. I would like to start planning my retirement but am not sure I can afford to keep this coverage once I retire. Will it be the same cost to BC/BS when I retire that I am paying, or will it increase?
Q. If a federal government employee gets divorced before retiring and his ex-spouse is covered by FEHB under Spouse Equity, and after retiring the former employee remarries, is he allowed to cover his new spouse under FEHB? In other words, does the fact that his ex-spouse is cover under FEHB by Spouse Equity prevent the former employee from covering his new spouse under FEHB in retirement? On a similar note, what if he divorces after retirement, his ex-spouse is covered by Spouse Equity and then he remarries? Is the new spouse eligible to be covered under the retiree’s FEHB?