Browsing: Qualifying Life Event

Q. I have worked for the Air Force as a civilian for the past 30 years. For the first 20 years of employment, I carried FEHB for myself and my family. For the past 10 years, I have not continued FEHB because my wife carried coverage for all of us under a state teachers medical insurance. I am considering retiring in two to three years at age 62 and entering retirement without FEHB because I can continue on my wife’s plan. If, several years down the road, my wife retires and loses her coverage, can I then enroll in FEHB…

Q. I am a combination CSRS/FERS 32-year employee of the Postal Service, age 54. I did not have health insurance through the post office because I was always covered by my husband’s health insurance. I only took my own health insurance because I was told I had to be in the program for five years to be eligible to keep the insurance after I retire (in case something happened to my husband or the place he worked at). I have been in the program for four years as of January and did not plan on retiring until January 2014, at…

Q. If I change my health insurance to self-only (due to my wife having insurance through her company) and I retire next year, can I add her back to mine if she loses or changes jobs. I ask because it’s open season and I plan on retiring the end of May from the Postal Service. I have my minimum retirement age and 31 years, three of which are my military buyback. A. As a retiree, you could change from self-only to self and family under Qualifying Life Event 2G. And you could do that from 31 days before through 60…

Q. I’m a CSRS retiree under Blue Cross Family Plan 105. My wife is still working. She has just taken a new private-sector job with full health benefits. If I drop her from my FEHBP and go to self status, can I re-enroll her later under my Blue Cross coverage when she quits or retires? A. Yes, under Qualifying Life Event 2G if she loses her coverage under a nonfederal health plan.