Q. I am a single, retired CSRS annuitant, age 69, whose wife passed away before I retired in January 2004. It is my understanding that if I marry after retirement, I have two years from the date of marriage to sign my new wife up for survivor benefits. Then, nine months after I sign my wife up for the benefits, my annuity will be reduced to pay for the benefits. If I were to die before the nine months has passed, what happens to my survivor benefit request? Also, if I were to die after nine months but before the…
Browsing: remarriage
Q. I have been retired with CSRS for 15 years. I remarried very shortly after retirement. My first wife had died several years earlier. I added my second wife for full survivor benefit soon after retirement and well within the two years of marriage. Is it simple to remove my second wife’s survivor benefit to save money and receive more pension each month now? I understand it’s a 10 percent reduction to have a full survivor, so would we receive 10 percent more now? Would we receive a benefit of the equivalent of the permanent actuarial reduction that one pays…
Q. I am a single CSRS annuitant, age 69. My wife passed away before I retired. I may remarry. According to my research, I have two years after marriage to request a survivor benefit for my new wife. Also, I must be married nine months before my new wife can receive a survivor benefit. What occurs if I were to have requested a survivor’s benefit for her within the two years after marriage, but I passed away before the nine months occurred? A. If you had been married for nine months before you passed away, she would be entitled to…
Q. I’m 45. My wife died at 42 and was granted retirement from the government due to her diagnosis. Would I lose my annuity if I remarry now, even with three small children from that marriage? A. No, you wouldn’t lose your survivor annuity.
Q. A widower is receiving death annuity payments from a deceased wife. He is now age 73 and would like to remarry. He is retiring in 30 days and wanted to know if he would lose the annuity? A. Remarrying would have no effect on his continued entitlement to a survivor annuity.
Q: I am the surviving spouse of a federal employee and have been receiving an annuity since the death of my husband in 1993. My question is whether my annuity will continue if I marry again. I am well over the age of 55. I cannot seem to find the answer to this on the official website. A: Because you are age 55 or older, if you remarry your annuity will continue.
Q: My husband passed away Jan. 25, 2009, and I’m receiving his Social Security benefits, as well as benefits from the U.S. Postal Service. If I remarry, will I lose the benefits from the USPS? I know I will still collect his Social Security. A: Unless you were to remarry before age 55, your survivor annuity wouldn’t be affected. If you did remarry before age 55, that annuity would be suspended. It could only be restarted is the marriage were ended by annulment, divorce or the death of the new spouse.
Q: If an widow is receiving survivor benefits through the Civil Service Retirement System and she remarries, do her benefits stop? A: Yes, if she remarries before age 55. However, if that marriage ends in annulment or divorce, the survivor annuity can be reinstated.
Q: I have been receiving my husband’s annuity since he died in 2003. If I were to remarry, would I lose his annuity? A: Your survivor annuity would be suspended if you were to remarry before age 55. If that remarriage ended in annulment, divorce or the death of your new spouse, the survivor annuity would be restored.