Q. My ex-husband is retiring from the post office and right now he covers our 21-year-old daughter on his insurance plan. Will he still be able to keep himself and her covered with the same cost he is paying now, or will the cost be higher?
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Q. I work for the Federal Bureau of Prisons, and I will be mandatory in 2-1/2 years. I got married in December and my husband is covered by VA. If I add my husband to my health insurance during open season in 2014, will he be able to remain when I retire in January 2016? I’m wondering because he will not have been on my insurance for five years.
Q. I am a CSRS offset, full-time, Term (NTE April 2015) federal employee. I am also a formal federal employee (all permanent positions) with breaks in service. My service comp date is 1983 and I am 60 years old. Can I apply for retirement now as a Term employee? I have paid into CSRS in my previous and current position.
Q. My divorce decree doesn’t mention retirement. We made no claim for each other’s retirement nor did we waive any rights. It just wasn’t mentioned. Can my ex-spouse claim any of my FERS retirement benefits? If so, would it only be half of what I put in during our marriage?
Q. I am 50 and I have been in government for 27 years. I am going to apply for a deferred retirement at age 60 or 62. I thought I read somewhere that the “high-3” was consecutive. If I was a GS-13 and due to BRAC had to come back into the government at a much lower grade, could I still use my high-3 including grades 11-13 or am I required to use the last grade I held? A. Yes. Your high-3 is the highest three consecutive years of average basic pay (78 pay periods), regardless of when they occur…
Q. I am a FERS (non-LEO) employee and plan to leave government service at age 50 with 26 years of service. Do I elect to defer or postpone my retirement? At what age do I draw from my retirement; 56, 60 or 62? At what age would I qualify for life insurance to be included again?
Q. I have an estimate of 13 years, three months and eight days service credit. I have 43 hours of sick leave accrued. I’ll accrue 40 more by retirement. Would I be better off using them as needed for medical appointments as they will not add any time to service credit? A. Assuming that your numbers are correct, those hours wouldn’t add up to the 174 needed to create an additional month and be used in your annuity computation.
Q. My wife was told she could apply for a redeposit of service credit funds. The state agency she worked for has a program that let’s her file for retirement on funds she withdrew. This program will then take a portion of her monthly retirement to repay the withdrawn amount. I worked for the Defense Department civil service from 1977-1991 but withdrew all funds. Does the civil service retirement system have a similar program? A. No, it doesn’t. You could only redeposit that money if you returned to work for the federal government.
Q. I plan to retire in approximately a year at age 55. I have been covered by my wife’s insurance and we thought that I could stop coverage with my wife in the next open enrollment and go on FEP, but they told me in my office that I had to have five years on FEP before I could have coverage upon retirement. Is this true? Why wasn’t this ever brought to my attention? Do I have any options?
Q. I was removed from my agency due to becoming “Medically Unqualified” after 4 years, 9 months under FERS and given disability retirement in 2007. I am considering returning to federal service with a job at the Defense Department. With the disability retirement, I understand that if I maintain the retirement until I am age 62, the time I was on disability retirement would count as time in service for computing my regular retirement. Does that mean the time I have been a disability annuitant will count as service time for a new federal job? Would I/could I buy back…