Q. Both my spouse and I are federal employees and our Federal Employees Health Benefits coverage is under my name (self and family). If my spouse is approved for a Voluntary Early Retirement Authority, can we switch to have coverage under her name? She will have had coverage under my policy for five years, but it is not specifically under her name. I ask since that would give me the option to leave federal service at some point in the future and still have FEHB coverage under her policy? A. You could do that during the annual open season.
Browsing: self and family
Q. What is the least amount of survivor annuity that a CSRS retiree can request and still provide health coverage for a spouse? A. Because you are covered by CSRS, the minimum amount of survivor annuity you can request would be $1 per year. However, you could only provide less than a full survivor annuity with your spouse’s written and notarized consent. Assuming that you were enrolled in the self and family option of your Federal Employees Health Benefits plan when you die, that would preserve your spouse’s entitlement to continue that coverage, for which she would have to pay…
Q. I am a retired FERS employee. I elected to continue my federal health insurance (family plan) as the supplemental insurance for Medicare. I did not take the supplemental (Part B) insurance that Medicare offered. If I die, can my wife continue the federal health insurance? For how long? Can she keep the federal health insurance for the rest of her life? Can she have the “single” rate on the insurance? P.S. Do you foresee any change that the health insurance carriers would drop the coverages for retirees? A. As long as she is entitled to a survivor annuity and…
Q. Can I add my spouse to my insurance when I retire at 62? I am a federal employee who has had federal health insurance for five years. My spouse has not been on that plan. I was told I could add him as long as I had had the federal insurance for five years. Reading the rules now looks like he has to be enrolled for five years prior to my retirement. A. While you cannot add your spouse to your Federal Employees Health Benefits plan when you retire, you can do that during any open season by changing…