Q. I am a federal employee several years younger than my wife, who turns 65 next year, and we have Federal Employees Health Benefits plan (self and family). Will she have Medicare as her primary and FEHB as her secondary after turning 65, even though I am still working and have FEHB as my primary? A. Yes
Browsing: self coverage
Q. I currently have self-only health insurance coverage because my spouse’s health insurance is paid by her employer. I will retire in December 2016. She will retire the same date. At that time, her employer will no longer pay her premiums. Since I have had my coverage as self-only for the five years prior to retirement, may I change my insurance to self and family coverage? A. Yes, you can do that during the next open season.
Q: My wife and I are both federal employees. We each have had individual coverage under the Federal Employees Health Benefits plan since we began working for the government. We both plan on retiring next year. She will be 61 and have 26 years of service; I will be 58 and have 20 years of service. I will postpone my retirement until age 60 to avoid the penalty. We plan on converting to a family plan this open season (2010) so that I am covered during those two years of my postponement. Is this the correct way to guarantee that…
Q: I have more than 30 years of employment with the federal government and plan to retire under the Civil Service Retirement System in about three years, at which point I will elect survivor benefits. For the past five years, I’ve elected a family Federal Employees Health Benefits plan to include my wife. My wife has more than three years of employment with the federal government and plans to retire under the Federal Employees Retirement System in about four years. We are both thinking about switching from family coverage to self-only coverage. If my wife retires with self-only coverage after…
Q: I have been opting out of health care coverage because I am covered by my wife’s plan, but I plan to retire under the Federal Employees Retirement System in 2016 and want to take advantage of the post-retirement health care benefits. I will enroll during the upcoming open season, but I would like to know whether I need to enroll in self and family coverage in order to have coverage for my family after I retire, or if I can enroll in self coverage now and add family members after I retire. A: You can switch from self-only coverage to…