Q: I am a CSRS employee. What is the minimum survivor benefit I need to select if I want my wife covered under health insurance? Can I select $1? A: Yes, but if you elect something other than a full survivor benefit, your spouse will have to agree to it in writing.
Browsing: survivor benefit
Q: I am 53 years old with 30 years of service under the Civil Service Retirement System. If I were to die before I reach age 55, what would happen to the money I have contributed to CSRS? My wife has been a homemaker with no retirement plan, and I plan on having the spousal support when I do retire. A: If you were to die while still employed, your wife would be entitled to a survivor annuity equal to 55 percent of the annuity you would have received had you retired. There would be no age-based reduction if you…
Q: I have been retired from federal service (Civil Service Retirement System) for the past eight years after 30 years of government service. I am enrolled under the Federal Employees Health Benefit Plan for myself and my family. If I were to die, would my wife continue to get health benefits? A: Yes, if you elected a survivor benefit for her. If you didn’t, she wouldn’t.
Q: My husband and I are both Civil Service Retirement System Offset employees who will elect a survivor annuity. Can you explain how a CSRS Offset employee’s survivor annuity offset amount is calculated? A specific example would be helpful of how the offset amount is applied to a survivor annuity. When my husband begins getting Social Security, his annuity is estimated to be offset by about $800, mine by about $200. If I receive a survivor annuity upon his death, will my survivor annuity amount be reduced dollar for dollar by the full $800, or will my husband’s full annuity…