Q: I understand that to be eligible to carry Federal Employees Health Benefits  coverage into retirement the individual must, have at least five years of consecutive coverage under the Federal Employee Health Benefits Program, or have been  covered since your first  opportunity to enroll. My question concerns a federal employee who is covered under their spouse’s FEHB. If the spouse dies, is the survivor still covered? A: If you were covered under the self and family option of an FEHB plan when your spouse died, you would continue to be covered.