Q. I’m retiring and have been enrolled in the FEHB program for over five years. Can I stay on BCBS Federal coverage along with Part A Medicare for as long as I please? I’m thinking of keeping BCBS instead of Medicare Part B or any other supplemental program. Is that a good idea?

Q. I am still working and wanted to cancel my dental, but missed open season. I called the benefits line for my dental plan (Concordia), as I plan to retire next year and don’t want to take it into retirement. They told me that I could only cancel it during open season even then. That OPM rules do not allow it for their plan and that “retiring” is not a qualifying event. Even if my husband died, he would only be taken off the “family” plan, but I couldn’t drop it then. I am confused.

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