Government pension offset


Q: I worked for the Social Security Administration from 1966 through 1973, at which time I became disabled. I have not been employed since that time, and have been receiving a Civil Service Retirement System disability annuity. In April 2009, I will be 62, will my annuity be recomputed? My husband is 71 and receives a Social Security pension. Would my annuity be affected if in the future, if I were to collect a widow’s benefit through my husband’s benefit?

A: No, your annuity won’t be computed at age 62. While your annuity won’t be affected if you become eligible for a Social Security survivor benefit, that survivor benefit will be affected by the government pension offset provision of law. The GPO will reduce the amount of that benefit by $2 for every $3 you receive in your annuity.

— Reg Jones


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply