Supplemental retirement annuity


Q. My understanding is that the Supplemental Retirement Annuity (or payment) that FERS retirees may receive when they are eligible to retire before age 62 is subject to an earnings test. My question is what happens if you retire during the middle of the year — do the earnings for work during the year you retire, but before your retirement date, reduce your SRA, or is the earnings test applied only to the work performed after your retirement date?

A. No, they don’t reduce it. They fall under the Social Security “first year” rule.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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