Health benefits for a spouse


Q. My wife’s health insurance is currently covered by her private employer. I have am currently enrolled under self only. I have been covered for 30 years in the FEHB. I plan to retire in two years and add my wife to my health insurance, self and family . My wife will lose her health insurance when she retires . Can I add her to my health insurance?

A. Whether you are still employed, you could add your wife to your plan 31 days before she retires. If you are retired, you can do it 31 days before she retires up to 60 days after the event. Whether you are still employed or retired, you can always add her during any health benefits open season.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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