No break in health coverage


Q: Does a break of 55 days of federal service constitute losing 27 years of Federal Employees Health Benefits plan coverage before retiring? In other words, someone resigns from federal service. Then, he is hired 55 days later in a TERM position, achiveing permanent status seven months later. The TERM position allowed for full benefits, such as sick leave, annual leave, and FEHB election and coverage on the first day of hire.

A: If you were enrolled in an FEHB plan on the day you left government and on returning to work for the government re-enrolled at your earliest opportunity, the two periods would be treated as if there wasn’t any break in coverage.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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