FERS, military retirement and Social Security


Q: I receive a FERS annuity, military retirement and in four months will be eligible to receive Social Security at age 62. Will my Social Security be reduced due to the windfall elimination provision?

A: No, the windfall elimination provision only applies to retirees who are receiving an annuity from a retirement system where they didn’t pay Social Security taxes, such as CSRS. Neither the military retirement system nor the FERS system fit that definition.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


  1. Q: I will eventually receive a FERS annuity, military retirement and when eligible, I will apply for my Social Security benefits. Will my Social Security be reduced?

  2. George A. Taylor on

    Hello, I will retire from the military this year with 25 years of service and I will be 100% disabled. My question is, I will turn 60 before I retire separate from the military. How soon can I file for SS# compensation once I turn six. I will wait on your respond.


    George Taylor

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