Rehiring under nonappropriated funds


Q: I retired in 2009 with 33 years under CSRS from an Excepted Service position with the Department of Defense Education Activity. As a CSRS annuitant, would my annuity be affected if I am now hired in a NAF flex position? If so, how? Would I still be able to retain my health and life insurance that I carried into retirement? (As I understand it, a NAF flex position includes no federal retirement, leave, etc. benefits, and the part-time hours are determined by the needs of the organization.)

A: According to OPM, “Generally, if a CSRS or FERS annuitant is re-employed with a NAF appointment and had never made a NAF election (having either ported their CSRS/FERS coverage or requested credit for their NAF service under CSRS/FERS), re-employment with NAF would not be subject to a salary offset.” If there was a previous NAF election, you should speak to the agency benefits officer about your specific situation.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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