Q. My niece is the daughter of a federal employee and has been covered under TCC FEHB for the past three years.  She is a student (respiratory therapy school) and will graduate next year, but now turns 25 on Nov. 27. She has life-threatening asthma that is under control with a Zolair shot each month.  Will the one month gap in coverage make her ineligible to be picked up again in January (would FEHB consider her someone with a pre-existing condition) or has the law been changed to continue her coverage until age 26 prior to Jan 1, 2011?

A. As long as she is a dependent of a federal employee, she will be able to regain FEHB coverage as a family member when the new law takes effect in January 2011. That coverage would continue until she turns 26.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Leave A Reply