Q. My niece is the daughter of a federal employee and has been covered under TCC FEHB for the past three years. She is a student (respiratory therapy school) and will graduate next year, but now turns 25 on Nov. 27. She has life-threatening asthma that is under control with a Zolair shot each month. Will the one month gap in coverage make her ineligible to be picked up again in January (would FEHB consider her someone with a pre-existing condition) or has the law been changed to continue her coverage until age 26 prior to Jan 1, 2011?
A. As long as she is a dependent of a federal employee, she will be able to regain FEHB coverage as a family member when the new law takes effect in January 2011. That coverage would continue until she turns 26.