Health care in retirement

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Q. My wife works in private industry and has her own heath plan. My wife will lose her heath care when she retires. I have a single coverage heath plan as a federal employee.  I’ve had the coverage for more than five years. If I retire, can I change from single to family coverage?  Or, do I have to be under a family plan for five years prior to retirement to have family coverage in retirement?

A. Yes, you can change from self to self and family during any open season.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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