Pay and benefits


Q. With all the talk of how overpaid civilian employees are, could there be a chance of reduced benefits and pay in the future? When I retire, will I have to worry about the pay I receive? There’s been much talk about freezing pay also.

A. Unfortunately, you want what you can’t have from us ordinary mortals — a prediction of what the future will be like. Since my crystal ball is broken, I  wouldn’t hazard a guess.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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