Medicare premium raise was legal


Q: Will federal retirees who pay Medicare through their federal pension because they have insufficient Social Security quarters ever receive a refund and correction for an improper raise in Medicare premiums in 2010?  We, too, received no cost-of-living allowances.

A: There wasn’t any “improper raise.” What you are referring to is the fact that when there wasn’t any cost-of-living increase in Social Security benefits in 2010, an increase in Medicare premiums for Social Security beneficiaries was prohibited under the “hold harmless” provision of that law. On the other hand, there wasn’t any legal restriction to the required increase in premiums for those not covered by Social Security. I’m not aware of any plans in Congress to provide a “refund and correction.”


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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