Q: Under FERS, after 2013 or 2014 (whenever you get full credit for sick leave), if you retire under MRA 10+, will the sick leave add on, or add service months to help reduce the 5 percent reduction per year? I am 54 with 20 years of FERS service.
A: No, it won’t. While unused sick leave will be added to your years of service and used to increase the amount of your annuity, it won’t alter your age. You will still be penalized 5 percent for every year (5/12 percent per month) that you are under age 60.
