Q: I am a federal employee under CSRS. When I die, my spouse will get the full spouse survivor benefit. She is not and has not been a federal employee. Is it true that when I die most (if not all) of her Social Security benefits will go away because she receives the CSRS survivor benefit?
A: Her Social Security benefit won’t be affected in any way unless she is receiving an annuity — in whole or part — from a retirement system where she didn’t pay Social Security taxes.