Retirement and divorce


Q: I am a letter carrier with the Postal Service and am under CSRS. In 2006 I received a divorce and as part of the settlement my ex-wife will receive a portion of my retirement. I became eligible to retire at the end of 2008 when I reached 55 years of age. However, for financial reasons I cannot afford to retire at this time. Can my ex receive her share of my retirement now even though I continue to work and am not retired?

A: As a rule, we’re not qualified to answer questions about divorce; however, I can tell you that your ex-wife won’t be eligible for a portion of your retirement annuity until you retire.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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