Calculation of FERS with retirement with military deposit


Q. I am a federal employee under FERS. I paid my military deposit for eight years of active duty. I heard at a pre-retirement seminar that when they calculate the FERS annuity, they use a 4 percent (instead of the 1 percent) for the years we paid military deposit.  Is this correct?

A. Absolutely untrue. Military service for which a deposit is made is treated no differently than regular civilian service.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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