Pension qualification


Q: I am a 57-year-old retired Marine who was recently hired as a DAC. One question I didn’t ask was the minimum time required in order to qualify for a pension. I would also be interested in hearing how the pension compensation math is done.

A: The numbers work out well for you. If you have five years of creditable civilian service, you would be able to retire at age 62. The formula used to compute your annuity would be 0.01 x your highest three years of average salary x your years and full months of civilian service.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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