Q: I was in the National Guard from January, 1970 until January, 1976. I was only on active duty for six months then; the rest of the 5 ½ years were weekends and two weeks a year on active duty. Can I buy any of that time back?

A: Only the six months that you were on active duty.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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