FERS retirement


Q: I have spent 11 years on active duty and I immediately went to work for the federal government under the Federal Employees Retirement System. At this time I have a total of 32 years (22 years federal services and 10 years active duty). If I buy back my military time, may I retire at age 57 without any penalty? If not, what is my earliest retirement age without penalties under FERS?

A: Yes, if you make a deposit for your years of active duty service, you’ll be able to retire at age 57. And there won’t be any penalties.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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