Social Security

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Q: Why do spouses get a Social Security check along with their husbands when the spouses never worked a day to pay into it?

A: Because that’s the law and has been since it was passed in 1935. While it was assumed that a single retiree or disabled worker could survive on a Social Security benefit, a family could not. Therefore, benefits were extended to the spouses and children of retired or disabled workers.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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