Q: I am a USPS employee (FERS) receiving a military retirement check for 22 years of service. When I reach 20 years with the postal service (age 63), will I be able to retire without the military buy back option? I do not want to waive my monthly military checks.
A: You don’t have to make a deposit for your active duty service or waive your military retired pay. Any FERS employee can retire on an unreduced annuity if he or she is at least age 60 and has 20 years of service.