Retirement health benefits

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Q: My husband, five years my senior, retired last year and now has Medicare. I have no insurance. I am 60 and unemployed. Will Medicare cover me for health care, and if so, what will the cost be?

A: According to the official Medicare website, “Medicare is not offered as a family or dependent benefit. This means all people who have Medicare must qualify on an individual basis. For example, a person under age 65 does not automatically receive Medicare because their spouse is 65 or older and enrolled in the Medicare program.”

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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