Q: My fiancé has been informed he has terminal cancer. We were planning our wedding for next month. He has just applied for Social Security disability. He already collects a disability pension from a county school board, of which I am not entitled to when he passes. If we marry, how will that affect my civil service retirement pension (I am 58, he’s 62); and am I eligible to receive his Social Security disability benefits after he passes? Do we have to be married for a certain amount of time first?
A: Your CSRS annuity won’t be affected because you won’t be eligible to receive a Social Security survivor benefit. You would have to be married to him for 10 years to be entitled to one.