Postponing annuity payments


Q: I will have 24 years of service at age 56 and I am considering retiring then under the MRA+10 provision and postponing the receipt of my annuity until age 60 to avoid the age penalty. What process do I need to undertake in order to get by FEHB back at age 60?

A: When you retire, you’ll be told how to activate your annuity payments on the date you choose. If you were enrolled in the FEHB program for the five consecutive years before you retire, you’ll also be told how to re-enroll when your annuity begins.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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