Coverage after death of retiree


Q. I am a federal employee retiree with Blue Cross Blue Shield basic insurance coverage and have purchased the survivor’s annuity. My question is, if I die before my wife, will the Blue Cross Blue Shield coverage continue with the premium being taken out of her annuity?

A. Yes, as long as you were enrolled in the self and family option of your plan when you died.



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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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