FERS retiree with CSRS component


Q. I am retiring at age 56 under FERS with a CSRS component.  I plan to continue working part time, paying into Social Security and will make approximately $10,000 per year.  I plan to collect Social Security at age 62 when my FERS supplement ends.  Will my Social Security benefit be affected by my CSRS component?

A. Yes, if you have fewer than 30 years of substantial earnings under Social Security. Then your Social Security benefit will be affected by the windfall elimination provision.




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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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