Q. Is an employee who is eligible for retirement and is ready to, forced to retire immediately or may he/she have the option to simply quit federal employment and apply for their retirement annuity at a later time?

A. Yes, you can either apply for an immediate annuity now or quit and apply for one at a later date.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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