Federal disability retirement


Q. I am 72 years old and have 13 years of federal service, 10 with my agency.  I am healthy expect for emphysema, which continues to affect my breathing.  I have collected Social Security benefits since I was 65.  I am considering retirement because the breathing issue makes it difficult for me to travel.  Is federal disability retirement an option for me or should I just consider normal retirement?

A. Because you are over age 62, there wouldn’t be any difference in the benefits you’d receive as a disability or regular retiree. The annuities would both be based on your actual service and computed using the standard formula.



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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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