CSRS retirement


Q: I’m in CSRS and I’m 55 with 27-and-a-half years service. I’m considering getting married and would like to know if my future spouse can be covered under my FEHB enrollment if I get married and retire within two years of retirement or, if I wait to get married until after I retire would he eligible for FEHBP? Also, he is a FERS employee but he isn’t eligible for FEHB if he retires early with me.

A: I’m not sure I understand the scenarios you presented. Fortunately, that doesn’t matter. If you get married, you can switch your enrollment from self only to self and family within 60 days of that event. Also, once married, you can make that switch during any open season, whether you are employed or retired.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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