FEHB after retirement

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Q: If you are single at retirement and later get married, can you immediately add your new spouse to your FEHB? If not, how long do you have to wait? And, are there any additional costs for adding someone to your plan after retirement?

A: If you marry after retirement, you can change you FEHB enrollment from self only to self and family from 31 days before the event through 60 days after the event. After you do that, your premiums will be those for self and family coverage rather than self only.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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