Disability and MRA

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Q: I retired in 2007 on FERS disability after returning from Iraq where I spent about a year on special assignment for my federal agency. At the time, I had approximately 27 years of civil service (21 years, three months of federal civil service and six years of active duty military bought back). When I reach my minimum retirement age (56) next year can I switch to a regular retirement? That way I can work a little and not have an earnings limit of 80 percent.

A: No, you can’t switch. However, when you reach age 62, your disability annuity would automatically be converted to a regular retirement and the 80 percent earnings limit would no longer apply.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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