Dropping coverage


Q: I have Medicare, Tricare and Blue Cross/Blue Shield coverage and was told that I should drop my BCBS and I would have the same coverage without the extra expense. What say you?

A: While I’m not in a position to advise you, I can tell you that many retirees with Tricare and Medicare Parts A & B have suspended – not dropped – their FEHB coverage and are satisfied with the results. By suspending your coverage, you  protect your right to re-enroll if you lose Tricare coverage.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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