Q. Am I right that my two four-year term positions will count for retirement and after five years of continued employment that I can keep my insurance?
A. If you were later appointed to a CSRS-covered position, those term positions will count toward an annuity if you make a deposit for that time to the retirement fund. If you were later appointed to a FERS-covered position, only term service performed before Jan. 1, 1989, would be creditable with a deposit. Term positions entered into on or after Jan. 1, 1989, aren’t creditable for any retirement purpose, nor can you make a deposit to get such credit.