Retirement questions


Q: My retirement  date is  July 1. I am in the negative  of  170 hours of sick leave and 32 hours of annual leave. I will receive an annuity, but I will get an interim first, so how much will I have to pay back and how much on the payment plans do I have, too?

A: Unless your agency waives payment, you will owe a debt that must be repaid. Whether they will require you to pay it before you separate for retirement or ask OPM to withhold the required amount from your annuity is a decision they will have to make. You need to talk to someone in your personnel office inmmediately.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to


  1. If my paperwork is to go to OPM and the Postal Service sent me an invoice for negative annual leave what and how do I pay it back if I do not have the monies they’re asking for? Will my retirement be held up, is there a certain amount that can be taken out of my annuity what are my options?

    • No, you retirement won’t be held up. The debt you owe to your agency is a matter between you and them. It can’t be settled by appropriating part of your annuity.

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