Postal Service and FERS


Q.  I am a mailman covered by FERS. I was born in 1957 and have almost 28 years of service.  It looks like the Postal Service will soon force some retirements .  Can I get my Social Security portion at a reduced annuity payment to help with my monthly income?   With roughly $1,200 from the first phase from the Post Office and then a roughly $200 retirement health care benefit payment, I’ll need all the help I can get.

A.  Your options are limited. If you accept an offer of early retirement, you’d have to wait until you reach your minimum retirement age – 56 – to receive the special retirement supplement, which approximates the Social Security benefit you earned while a FERS employee. When the SRS ends at age 62, you could apply for a Social Security benefit based on all your Social Security covered employment, not just the part while you were a FERS employee.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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